Your Business Deserves
Capital From Day One
We see what you're building — not just a credit number. Whether you're launching today or scaling what you've already created, we find a funding path that works for you.
$2,000 – $15,000,000
We Believe in Businesses Others Overlook
Most lenders measure you by years in business and a credit score. We built SBLC around a different belief — that every founder deserves a fair shot, whether you're launching today or scaling what you've already built.
Your Path to Funded
From your first step to funded in as little as 24–72 hours.
Share Your Story
Our 5-minute form is built to understand your business, not judge it. No long paperwork, no bank appointment.
We Go to Work
We verify your information and work to find the right funding match for where you are today.
Review Your Options
We present your terms — clear rates, no hidden fees, no prepayment penalties. You stay in control.
Capital in Your Hands
Sign and receive funds via direct deposit — usually within 1 to 3 business days.
A Program Built for Where You Are
From Day 1 startups to established enterprises — we have a path forward for every stage.
Startup Capital
Launching today? We fund new businesses from Day 1 — all you need is a 680 credit score. No revenue history required.
Learn More →Working Capital
Access a lump sum based on your business revenue. No minimum credit score. All sectors welcomed.
Learn More →100K Term Loan
For businesses with momentum — $5K+ monthly revenue, 6+ months operating. No minimum credit score.
Learn More →250K Term Loan
For established businesses with $15K+ monthly revenue and a 650+ credit score ready to grow bigger.
Learn More →Merchant Cash Advance
Fast capital against future sales. 550+ credit score, 3+ months in business. Same-day funding available.
Learn More →Real Estate Investor Loans
Fix & flip, DSCR, bridge, construction. Built for experienced investors across the US & Canada.
Learn More →Business Owners Who Moved Forward
Every bank turned me away. SBLC saw my business differently — approved in under an hour and funded the next day. They actually invest in small business owners.
I had zero revenue — my doors weren't even open yet. SBLC funded my startup with just my credit score. I've never found another lender willing to do that.
Running a service business means uneven cash flow. Their MCA program put $85K in my hands within 48 hours when I needed it most. No collateral, no drama.
Let's Fund What You're Building
Tell us about your business. No obligation, no minimum credit score on most programs. A real person will reach out within 30 minutes.