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\n\n\nWe see what you're building — not just a credit number.\n Whether you're launching today or scaling what you've already created,\n we find a funding path that works for you.
\n$2,000 – $15,000,000
\n \nBuilt for the entrepreneurs others overlook.
\nYou've got the vision. You've put in the work. What you need is a partner who invests in you — not a gatekeeper running a checklist.
\nWith a 680 credit score, we unlock startup capital built for real founders in real communities. No gatekeeping. No guesswork. Just a clear path from where you are today to where your business is going.
\nMost lenders want two years of history and spotless credit. We built SBLC around a different belief — that every founder deserves a fair shot, whether you're launching today or scaling what you've already built.
\nFrom your first step to funded in as little as 24–72 hours.
\nOur 5-minute form is built to understand your business, not judge it. No long paperwork, no bank appointment.
We verify your information and work to find the right funding match for where you are today.
We present your terms — clear rates, no hidden fees, no prepayment penalties. You stay in control.
Sign and receive funds via direct deposit — usually within 1 to 3 business days.
From Day 1 startups to established enterprises — we have a path forward for every stage.
\nLaunching today? We fund new businesses from Day 1 — all you need is a 680 credit score. No revenue history required.
Learn More →Access a lump sum based on your business revenue. No minimum credit score. All sectors welcomed.
Learn More →For businesses with momentum — $5K+ monthly revenue, 6+ months operating. No minimum credit score.
Learn More →For established businesses with $15K+ monthly revenue and a 650+ credit score ready to grow bigger.
Learn More →Fast capital against future sales. 550+ credit score, 3+ months in business. Same-day funding available.
Learn More →Fix & flip, DSCR, bridge, construction. Built for experienced investors across the US & Canada.
Learn More →Every bank turned me away. SBLC saw my business differently — approved in under an hour and funded the next day. They actually invest in small business owners.
I had zero revenue — my doors weren't even open yet. SBLC funded my startup with just my credit score. I've never found another lender willing to do that.
Running a service business means uneven cash flow. Their MCA program put $85K in my hands within 48 hours when I needed it most. No collateral, no drama.
Tell us about your business. No obligation, no minimum credit score on most programs. A real person will reach out within 30 minutes.
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