Find Your PathWe Built a Program
We Built a Program
for Exactly Where You Are
Whether you're launching today, building steady momentum, or ready to scale — there's a funding path here for you. Browse each program and find your match.
All Programs
Qualification Requirements by Loan Type
★ SBLC Exclusive — Open to New Businesses
Startup Capital
$5K – $5MCredit: 680+
✓Credit score of 680 or above — that's it
✓No revenue history required
✓No collateral required
✓Complete the 5-minute application
✓Funded in as little as 24 hours
✓All sectors considered
Most Flexible
Working Capital Loan
$5K – $5MCredit: No Minimum
✓Minimum $5,000 in monthly revenue
✓In business for at least 6 months
✓5+ deposits per month in bank statements
✓No more than 8 negative days per month
✓No business loan defaults in the last 3 years
✓No minimum credit score required
✓All sectors considered (including non-profits, cannabis, adult entertainment)
✓Only exclusion: Gun Shops
Same-Day Funding Available
Merchant Cash Advance
$2K – $2MCredit: 550+
✓Credit score of 550 or above
✓3–4 months of bank statements
✓Minimum $7,500 in monthly deposits
✓US citizen or resident with work authorization
✓Same-day funding if all conditions are met
Popular Choice
100K Term Loan
Up to $100,000Credit: No Minimum
✓Minimum $5,000 in monthly revenue
✓In business for 6 or more months
✓No more than 8 negative days per month in bank statements
✓No business loan defaults in the last 3 years
✓No minimum credit score required
✓All sectors considered (including non-profits, cannabis, adult entertainment)
✓Only exclusion: Gun Shops
Established Businesses
250K Term Loan
Up to $250,000Credit: 650+
✓Minimum $15,000 in monthly revenue
✓In business for 2 or more years
✓8+ deposits per month in bank statements
✓No more than 6 negative days per month
✓No business loan defaults in the last 3 years
✓No more than 2 existing business loans
✓Credit score of 650 or above required
US & Canada
Real Estate Investor Loans
$500K – $15MCredit: 680+
✓Single family to multi-family and mixed-use
✓Designed for experienced real estate investors
✓Fix & flip, DSCR, bridge, and construction loans
✓Multiple lender partners for competitive rates
✓Available across Continental US and Canada
✓Flexible structures for seasoned investors
Get Paid Without the Wait
Invoice Factoring
Based on Invoice VolumeCredit: No Minimum
✓Turn outstanding invoices into immediate cash
✓Ideal for trucking, staffing, and B2B businesses
✓Payroll funding for staffing companies
✓Asset-based working capital for B2B companies
✓Billions funded over 20+ years of experience
✓Flexible — scale usage up or down as needed
Government-Backed
SBA Loans
Up to $5,000,000Credit: 680+
✓Government-backed guarantee for lower rates
✓SBA 7(a) and SBA 504 loan programs
✓Long repayment terms — up to 25 years
✓Lower down payments than conventional loans
✓Ideal for real estate, equipment, and working capital
✓For established businesses with strong credit history
Industries We Serve
Sectors Qualified for Funding
We fund businesses across virtually every industry. Here are some of the sectors we work with:
TruckingCannabisReal Estate, Construction & RemodelingUsed Cars & Vehicle DealershipsFarming & MiningNatural Gas & Power Generation/DistributionOil/Gas/Air/Water/Rail TransportationTelecommunications/Media PublishingBanking/Securities/Commodities InvestmentsElementary Schools & Performing ArtsGeneral Government SupportNon-ProfitsRetailRestaurants & Food ServiceHealthcare & MedicalStaffing & HRTechnologyManufacturing
Don't see your industry? Apply anyway — most sectors are considered.
Begin Your Journey
See Where You Fit
Fill out this form and we'll direct you to the right application for your business.